Taking longer than expected.
1 article on risk
A deep dive into how cyber liability policies treat AI-related loss in 2026 - broad-form AI usage exclusions, deepfake exclusions, autonomous-system carveouts - with the LMA 5400 series of Lloyd's model wordings compared, AI claim scenarios mapped, and a negotiation checklist of clauses brokers should be demanding. Grounded in Lloyd's of London model exclusions LMA 5400 / 5401 / 5403, the NAIC Cybersecurity Insurance Data Call 2024, the Marsh State of Cyber 2024 report, the AON Global Risk Management Survey 2024, and the CISA Tabletop Exercise Packages for cyber insurance.
